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From: Don Berthiaume
Professional Real Estate Appraiser
Dear Home
Seeker,
Not reading this letter could
cost you thousands of dollars. Here's why: A few years back, two young
couples were looking to buy a house in the same town. Each couple was
honest and hardworking, and thus, the banks happily provided them with
loans ...
Both couples researched the houses they wanted to buy (as
best they knew how) and went through real estate agents to ensure
there were no "hidden surprises". And a few months later, both couples
were happy home owners! Today, the two couples still live in those same
houses.
But there's a BIG difference...
The first couple are desperately
unhappy with
their house (it could happen to you!) Here's why
...
Within months of buying, they noticed "flying ants" coming
through a crack in the floor. An exterminator was called in
and immediately discovered massive termite infestation. Total cost to
repair: $4800.
But the problems didn't stop there...
While checking underneath the house, he also discovered
dangerous "horizontal" cracks in the foundation. Other professionals were
called in. Total cost: $8400.
After only 4 months in the
house, they
had already paid
an extra
$13,200!
So what about the second couple?
Believe it or not, they had absolutely no problems with
their new home.
None. Nada. Zippo.
Why the big difference? Is it because they got
‘lucky’?
Nope. In fact, the first time they looked at the
house, they noticed a number of things they didn’t like. Things that would
have cost them a fortune later on.
But they knew the right questions
to ask...the same questions that 95%
of homeowners DON'T
know...and 100% of realtors and buyer's agents don't want to answer! They knew the steps
to home buying!
The result? The sellers and agent agreed to drop
the listed price down from $139,900 to just $127,000. And, on top
of that, THE BUYERS WERE PAID $3,810 at the closing!
That’s A
Whopping $16,710
Savings!
In
case you're wondering, My wife and I are the second couple in this story.
And that same house that appraised for $135,000 then ($7,000
more than what we paid) is now worth around $375,000!
"Don’t Even Think About Buying A
Home Without
Reading This First …"
"It will show you
exactly which questions to ask and how to make sure you're getting
the right home, at the right price, and without any surprises.
It gets my 110%
approval!"
Jim
Edwards, Author
"Selling Your Home Alone"
"The
TEN Dirty Little Secrets Of Mortgage
Financing"
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How Did We Buy The House Of Our
Dreams
For The Lowest Price Possible,
With Zero
Hassles?
Because we didn't let the buyer's agents or realtors dictate
how the process went.
We didn't stand idly by while they led us down a path that
would have unknowingly put us in a bad situation. And we didn't fall
for their tricks.
WE were in control the entire time. And
that
control got us exactly what we wanted!
Let me introduce myself... my name is Don Berthiaume and
I've been inspecting and
appraising homes for more than 20 years.
If
there's anything that I've been proud to say that I've accomplished in
those two decades, it's these 3 things:
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I’ve seen almost every trick, shortcut,
insider technique and every rip-off attempt
imaginable.
This puts me in a unique position
where I can teach you things about buying a house that you can’t get
anywhere else. Not from any website. Not from any agent. And I never
hold back… I tell you everything!
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I’ve helped
literally thousands of couples and families successfully purchase
the home of their dreams.
And in the next few moments, I’ll
show you how to save the maximum amount of money on the purchase of
your new home. And it doesn’t involve any bargaining or haggling
with the seller or agent.
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I’ve helped thousands of people save tens of
thousands of dollars of their hard earned money. I’ve helped them
avoid making some of the most costly mistakes of their
lives.
And I'd like to do the same for you! But
first, let's look at what you've done so far in your search for a
new home. In fact...
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How Many Of These Home Buying
Mistakes Are You
Making Right Now?
- Scouring the
newspapers... circling properties in the "properties for
sale" section… looking for just the right house with the right price tag
for your budget...only to find that almost all of them are either
overpriced or just don’t have what you’re looking
for.
- Driving aimlessly
around the neighborhood you’d like to live in… visiting "open houses" … waiting for the right
house to "grab you" and make you feel like "this is the one"...only to
find out your bids are too low or someone got in before
you.
- Listening
to so-called "experts" that lead you astray… leaving you frustrated and confused about
what’s really involved in buying a house safely, quickly and
inexpensively.
Look, not knowing what you’re
doing when you buy a house can cost you tens or even hundreds of thousands
of dollars of YOUR hard earned money.
There’s a fine line between
getting your dream home and ending up with an expensive mortgage on a
house that's been a complete nightmare from the very start.
But you can avoid all of this
happening to you.
Bottom line is: If you're stressed out over the whole home buying
process ... and you’re looking for an easy, foolproof way to buy the house
you want at the price you want to pay for it -- without the regular
hassles — then I've got some great news for
you!
Introducing
...
"The Home Buyer Defense Guide"
Simple Strategies Every Person Should Know About How To
Buy The House Of Your Dreams At The Lowest Price
Possible!
You’re
about to learn insider home buying tips and tricks that home sellers
and their agents would much prefer you didn't know about.
I've put everything I've learned in my 20
years of inspecting and appraising homes into this easy-to-read
e-book.
All the secrets, all the insider tips,
everything you need to know to get the best deal on your dream home
WITHOUT getting the shaft is right here, inside The Home Buyer's Defense
Guide.
This e-book is packed with the answers to
all your questions. Soon you'll discover the secrets that only the real
estate insiders know, and be able to quickly and easily:
Find out what the house is really worth
(and not the hugely inflated price they might be asking for the
house) and end up paying the ‘fair price’.
Discover if the house contains any costly
defects or flaws (that are usually well hidden and could cost
you tens of thousands of dollars after the seller is long
gone.
Reveal insider tactics for
getting a very real 5% to maybe even 10% (or more) discount on the
purchase of your home...all 100%
legal and ethical.
How to find out if the neighborhood is REALLY safe
and quiet. Do you think the agent will tell you about a sex-offender
that lives nearby? Or about the murder next door?
Or the fighter jets that roar overhead in the middle of the night? Or
the drug rehab clinic or halfway house that exists (is planned or was
recently approved) around the corner? They won’t. But my e-book reveals
how to find all this out--AND MORE-- in minutes.
How to choose a property that's destined to
skyrocket in value. Why leave it to chance? Know what to look for when
you buy!
How to know the difference between price and value.
Most people have no clue. But my e-book reveals a secret way to find out
what the house is really worth – and not some price that the seller
or agent has beefed up (fail to learn this vital secret and you may pay
thousands more than you really should).
Learn what you should NEVER do or say
during negotiations. You’ll learn my closely guarded techniques for
"killer negotiation" that turns beginners into absolute pros in a matter
of minutes.
How to purchase BIG PROFIT properties at dirt-cheap
prices. This one tidbit alone will pay for the e-book many many times
over!
Who you CAN’T trust when it comes to property
investment advice (there’s only one type of person whose advice is
pure gold – and I'll tell you exactly who it is!)
Learn the fatal mistakes beginners make when
selecting a property to buy (this amazing piece of advice will save
you load of time when buying)
A little "insider" trick (it’s totally legal) that can
significantly increase your chances of getting the home you want -
even if other home buyers submit offers higher than
yours!
How to know immediately if the price the seller is
asking is too high... plus, 6 "must-ask" questions the seller
has to answer before you consider saying another word about buying the
property. This one trick alone could save you upwards of $2,000 to
$10,000 off the sale price.
4 critical things you must know but no real
estate agent or home seller will ever tell you about (not even the
real estate agent you contract to help you buy a house).
How to find out if everything about your future
property is legal. Don't get stuck "holding the bag" (it happens
too often but it’s unnecessary.) I’ll give you simple instructions to help
you make sure you don’t fall victim to this "buyer beware"
money trap before it’s too late.
The single biggest factor you need to
consider when checking for sources of possible unexpected future
repairs. (I’m amazed at how many people don’t know
this.)
How to find out the "real" facts about any updates,
remodeling or modifications to the home since it was last sold.
Miss this one simple step and you could find yourself in deep
financial hot water.
Powerful yet secret strategies for uncovering
treasure troves of important information hardly anyone knows about ...or
ever thinks to search for. You'll know more about a property
than someone who’s lived there for ten years... even if they’re the first
and only people to ever own the house!
Discover the very best sources for
digging up useful information about the house and neighborhood you’re
looking at... and see
how to quickly use it in your defence. (Leave this step out and you could
miss the vital truth about what’s really lurking beneath the roof, in the
back yard, pool, or close by in the neighborhood.)
How to ask questions in a way
that’ll give you an immediate "psychological edge" over the seller when
doing your homework on a house. (You’ll find out more than any other
home buyer looking at the house... and the seller will actually appreciate
your honest and straight forward approach.)
The one vital skill that takes less than
2-minutes to learn... and puts you in immediate control -- saving
potentially thousands more when making your offer.
It’s super-easy
to master (so easy even a nervous recluse could pull it off.)
3 questions you must ask yourself
every time you come across something you’re even slightly suspicious
about. Although simple and straight forward, they'll give you the
protection you need against costly mistakes that could lead to over-paying
on the house or buying the wrong house altogether.
How to make sure you don’t buy at the wrong
time in the real estate cycle.
This is especially important if you
intend buying with little or no money down. You’ll get steps to avoid
this common money-trap and ways to turn the hidden market
fluctuations to your advantage – saving you potentially
thousands!!!
And That's Just The Tip Of The Iceberg!
Look At What
Else You're Going To Learn
...
Where to find aerial maps that’ll prove to be an
invaluable source of information for you when house hunting. Get a
birds-eye view of any neighborhood, and pinpoint the exact location of the
home you want to buy.
How to use the maps to check out the land use around
the home you want to buy, and the neighborhood in general. Identify
areas you should question as to what future development could occur so
there are no surprises later on.
How to verify the information you find out about a
property’s history -- along with the past, current and future planned
changes to the neighborhood -- are accurate. I’ll explain why
"official sources" can be wrong and how to guard against it!
How to quickly understand the one single (but
critical) difference between what the seller is selling and what you, the
buyer, are buying. (The right perspective puts you in a powerful
position where you’ll see the deal in a whole new light. You’ll easily
side-step all of the "emotional" mistakes made by less knowledgeable
buyers.)
Simple things you can do to learn anything you want
to know about a neighborhood. It’s important you know these upfront
before you move into the neighborhood that looks "award-winning" but is
really the neighborhood from hell!
The 2 golden rules to follow
when you think you've found a house, in order to get it for the
absolute best price you can.
Why it's important you insist on talking with the seller
when discussing the property. Plus... the absolute MUST-TIMES to
visit the house you're thinking of buying.
How to know for
sure if a neighborhood is right for you.
How to find the hidden "insider" information that barely 1
in 100 home buyers know about. Information that, even if you only get
it half right, can save you money, time, and embarrassment when buying a
house!
"Indispensable for Homebuyers!"
"This indispensable manual is for homebuyers (and
sellers, so you are ahead of any questions that can be thrown at
you) the world over!
The same principles apply no matter where you are. For
anyone contemplating buying a house for the first time, and for the
seasoned investor, this manual is a MUST HAVE! It will avoid your
unnecessary expense in a completely wide range of areas.
Warren Hampton
Brisbane,
Australia
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With this information you’ll be miles ahead of every
other home buyer.
You’ll be armed with the "real" insider property buying
techniques home sellers and people in the industry don’t want you to know
about.
You’ll know all the tricks you need to save a bundle when
you buy your house! You can knock thousands off the purchase price and
save thousands more in future costs.
All you do is follow the simple, step-by-step directions and
you can’t possibly make a mistake.
I’ve made it flat-out easy for you. This method is
proven effective. It comes directly out of the trenches where real money
changes hands and where dreams are made or lost daily on single real
estate deals.
But if you're still on the fence about investing in my
e-book. I understand. You should be skeptical.
There's a lot of other "how to" books out there being
marketed. And most of them aren't worth the paper they're written
on.
I know. Because I've read them.
So I want to "up the ante" and over deliver on my promise to
give you the absolute best home-buying guide out there today.
Order Your Copy Now, And I’ll Give You 3 Bonus
Reports
(Valued At $70) Absolutely FREE!
That’s right. Order the "Home Buyer Defense Guide"
today and you’ll receive 3 special gifts for FREE!
NOTE: These gifts
are only available for a limited time. I reserve the right to remove this
offer at any time and without notice. So order today to avoid
disappointment.
Free Bonus
Gift #1: (valued at
$29.95!)
"The Educated Home Buyer"
There
are 6 fundamental things hardly anyone knows about -- but you really
need to understand -- if you want to avoid getting ripped off THE
MINUTE you decide on the house you want to
buy.
Here’s what’s inside the report:
Fundamental #1: You Must Know How To
Negotiate With A Lender
It's possible for the loan officer to make more in
commission than the real estate agent does. I’ll show you how to use
that knowledge to your advantage and save even more money off the
cost of buying your house!
Fundamental #2: You Must Understand What
Each Closing Cost Covers And What A Reasonable $$ Amount Is For Each
Cost
Now you can make sure you’re not getting overcharged
for needed services at closing time… this report shows you how.
Fundamental #3: You Must Know How To
Determine The Market Value Of Any House Without Your Real Estate
Agent's Help
A real estate agent can be an excellent source of help
and in most cases -- won’t cost you a cent. But it's a big mistake
to rely only on your agent when deciding what to offer for the
house.
I’ll show you easy steps to arrive at an accurate and
fair offer on any house. Combine this with what you learn in the
Home Buyer Defense Guide and you’ve got a rock-solid
plan of attack.
Fundamental #4: You Have To Be Aware Of The
Hidden Motivations Your Home Inspector Might Have - Motivations That
Will Influence The Results Of Their Report
I’ll show you how to guarantee the valuation for the
property you want to buy is accurate... and not just done in a
hurry... to help line the house inspector’s pockets!!!
Fundamental #5: You Must Know Exactly How A
Lender Qualifies You For A Mortgage
If you don't, you could end up paying a much higher
interest rate than you can really get - or worse yet, miss out on
the home you want because your loan application gets denied when it
should be accepted.
I’ll show you an easy way to make sure you don’t
stumble head-first into this money draining trap. You get
word-for-word scripts and battle-plan tactics that are guaranteed to
make sure you get the lowest interest rate... and the bets
term!
Fundamental #6: You Must Know Which
Documents To Review At Closing And What To Look For In
Each
It’s a sad fact, but many home buyers end up paying
either too much interest… or with very different mortgage loan terms
than they thought they’d agreed too! Why? Because they didn't know
which documents to pay close attention to at closing - and what
parts of those documents are the most crucial to
cross-check.
Unfortunately, this is a common mistake;
one you’ll now avoid - making it impossible for an unscrupulous
lender or seller to catch you off guard.
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Free Gift #2: (valued at $24.95)
'My Personal Strategic Home
Buyer Defense
Rolodex'
Filled with over 107 links to information sources
that’ll save you days worth of work.
Instead of scrambling for where to start, where to go
next and where to end, a quick flick though the Strategic Home
Buyer Defense Rolodex will have you on the right track in
minutes.
You’ll find:
Real estate agents
/ Multiple Listing Services
Find the best realtors in your area that will work
exclusively for you. (They’ve got to be totally on your side and impartial
to the sale to be of any real use.)
Gain access to available Multiple Listing Services
that will have 100's of homes you can check out from the comfort of
your own home - in your pajamas - to help you decide what type
of home is best for you.
Appraisals, Appraisers And Home Values
Learn about the appraisal process and what it means to
you and how to
best use this knowledge to your advantage when negotiating with a
seller.
Tools and websites to help you determine the value
of your home, or one you're interested in buying, to learn if
you’re overpaying - or if the home you want is a real bargain!
Home
Inspection Information
How to make sure your home inspection is in the hands of
a trusted professional and not one who is just there to fill out a form and
take your money.
Finances, Credit
and Calculators
Financial calculators you can use to make sure you’re
ready to take the next step of home ownership.
Valuable information and worksheets for determining
your credit status and your FICO score.
Resources that show you how and what to do to
effectively manage your credit.
Remodelling &
Repairs: Estimates, Cost And Return on Investment
Discover how much of the cost of a remodelling project
can be recovered at resale. Determine if any remodelling to the house you want to
buy will be worth it to you - or should you have the seller
pay.
Access to construction
costs databases to provide you with the most up-to-date remodelling
and repair cost information so that some unscrupulous contractor
doesn't take you for a ride.
Important Home
Planning Information
Many times, the living area listed for a home is
incorrect. Learn how to easily determine the accurate gross living
area so that you're not overpaying, or getting less house than is
listed.
Don't get caught with a home that is too small for any
of your possessions. These design and planning information sources
will see to it that you can maintain a functional layout in your new
home.
One of the first things you do in the home buying
process is decide on what style home you want. The architectural
guide link provides information on most home styles that you will
find and will help you determine which style best fits your needs
and lifestyle.
Aerial Maps And
Location Maps
These maps will prove to be an invaluable source of
information for you when house hunting. Get a birds-eye view of any
neighborhood, and pinpoint the exact location of the home you want
to buy.
Commuting must be considered when purchasing a new
home. Aerial maps allow you to identify major traffic routes and
give you a way to see if there are any shortcuts.
Check out the land use around the home you want to
buy, and the neighborhood in general. Identify areas you should
question as to what future development could occur so there are no
surprises later on.
Negotiation
Tactics
Once you've learned all you can about the house you
want to buy, these links will provide you with the additional
know-how you need to negotiate the deal...saving $1,000's of dollars
on the price of the home.
Learn 8 important steps that will get you the
house of your dreams, at a price you’ll be more than happy with!!!
Discover the best way to use the home inspection
report for negotiating the price of your next home - and pay
only what YOU want to pay for the property... including the
condition you want it in.
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Free Gift #3: (valued at $15.95)
Special
Report:
"Confessions Of A Real
Estate
Insider"
A candid, straight-forward look at what you can do if,
after all your homework is done, after you've presented your offer,
after it's been accepted - you get the appraisal done and it comes
in below the contract price - and you really want the home. (You
will not find this offered anywhere else…)
You’ll
discover how to:
- Determine if your offer is a reasonable and rational one or
if you’re offering too much!
- How recent are the
sales comparables? Were pending sales and current listings also
analyzed as part of the appraisal process?
- What if the
appraiser was wrong? What if there’s a mistake in the facts that
he or she used to arrive at the value they put on the house?
(Sometimes
this can go in your favor – but it’s not worth taking the
risk!)
- What type of
appraisal was done on the home? Did the appraiser have all the
necessary information to arrive at a credible value? (Get this
right and you can unlock thousands of dollars worth of equity,
instantly!)
- Plus a real eye opener of a case study that can make
or save you thousands of dollars and help you avoid costly and
potentially embarrassing mistakes!
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"Extremely Helpful and
Beneficial!"
"The Home Buyer Defense Guide will be extremely
helpful and beneficial to my home buying process. The points that
are addressed and the questions Don suggests asking are
very interesting; many of which I would not have come up with or
remembered to ask had I not read this e-book."
Bassirou Ndao
Baltimore,
MD
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There are other similar books online with a list price of
$125. I’ve personally checked them out. And guess what? They don’t
offer even HALF of what the ‘Home Buyer Defense Guide’ does.
One thing is for sure – out of all the other so-called "home
buying guides" out there, none give you a full, step-by-step guide for
buying a house like mine does.
That's why I want
to make it easy for EVERYONE to have the opportunity to invest in my
e-book by offering it for only $57.00 $24.97. (special price for a limited time
only.)
That's a mere drop
in the bucket compared to everything you stand to gain and save by getting
your hands on these insider’s secrets (which you’ll never see in a
library, college or university because these secrets are based on REAL
experience – not theory).
You Can't Lose With Our 100%,
Iron-Clad Money
Back Guarantee!
I’m so confident that you’ll be thrilled with ‘The
Home Buyer Defense Guide’ that I’m willing to put my money where my
mouth is.
Try out
every single one of my strategies and ideas FOR A FULL 3 MONTHS.
If you don’t agree that ordering my product was
one of the best decisions you’ve ever made, every
single cent you spent on this e-book will be refunded in full.
NOT ONLY THAT: But to make sure you know that I
am deadly serious about this, I will insist that you keep the 3
bonus gifts below. It's my way of saying "thank you" for giving my
guide a try.
Could I possibly be any fairer than
that? |
Click here to
download your copy now
Click
on the link above and you'll gain instant electronic access to
this e-book and be reading it within 5 minutes. Which means, you can
purchase your dream home quicker and easier than before!
Take The Mystery Out Of Buying A House
And Save
Yourself A Small FORTUNE
By Taking Action Now!
Think about it...
HOW MUCH MONEY WOULD YOU WASTE OR LOSE IN THE COMING
MONTHS ALONE ... without this insider knowledge?
Could it be in the
high hundreds? The tens of thousands?
And how much could
you waste once you buy your house if you don’t get it right? Probably 10
or 20 times what you’ll invest in this course.
But for just
$24.97--the price you'd pay for a decent dinner with your family--you can
make sure you’re on top of your game and the savings are practically in
the bag.
"WOW! This information is definitely going
to be
useful as I begin to do MY homework!
"I'm currently in the process
of selling my existing home and have only just begun to go through
the Home Buyer Defense Guide. As I said, I can tell right away that
the information you've provided will give me the tools I need and
provide me with the expertise to be ready to buy my next
home.
I've also got to tell you that I'm hoping the buyer for my
home hasn't read your e-book yet!"
Dan
Jakielski
Los Angeles, CA
|
You Won’t Find This Street Savvy Information
In Any
Book, Course Or Seminar!
Everything you’re getting is 100% legal, moral and
ethical... no cheating, no breaking laws. Nothing to worry about and
nothing left to chance.
In fact, The Home Buyer Defense Guide can be used by anyone,
rich or poor, whether it’s your first house or you fifth.
Listen, you don’t have to be at the mercy of the seller,
real estate agents or mortgage lenders when you buy a home anymore.
There is no reason why you should ever be fooled into
spending too much, or why you should you find yourself losing your house
and your life savings just a few months down the track... all because you
didn’t do your homework up front.
The Home Buyer Defense Guide Will Save You From
Making The Most Costly Mistakes Of Your Life!
Listen... for the past 21 years people have gladly paid me
sometimes as much as $500 to do an appraisal of their property, and I
don't even give them ONE-TENTH of
the information I provide in the Home Buyer Defense Guide.
So, not only do you get the extra benefit of having my 21
years experience, you also get all the FREE bonuses... all in one place.
Take the advice in
the "Home Buyer Defense Guide" and the amazing free bonuses to
heart. Be one of the smart buyers and take all the risk out of buying
your dream house.
I know you’ll
thank me for it later. And don’t just do it for you. Do it for your family
and the people you love ... Because getting the right house can change
your life!
INSTANT
ACCESS
Click here NOW to download your
copy
It doesn't
matter if it's 2:00am in the morning!
To Your Home Buying Success,
- Don Berthiaume
P.S. Still
sceptical? I understand. And
that's why you're covered by our 90 day money back
guarantee. So if you're not 100% satisfied with the Home Buyer
Defense Guide, then email me and I'll promptly refund your money in full.
No questions asked. It's more than just a guarantee - it's my personal
promise to you.
Click here now
to download your copy
"Gain An Asset And Not A Money
Pit!"
"This is a great e-book! Easy to read, practical and
packed with the kind of information any mindful home buyer should
want to know before making an offer. As a person in the house-buying
business, I find Don's advice and resources to be invaluable to
anyone wanting to make sure they gain an asset and not a money pit
when they purchase a home."
Gail Chadwell,
Real Estate Investor, Denver,
CO |
"Thank You For the Wealth of
Information!"
"I want to say that the Home Buyer Defense Guide is
great. I learned so much and have less anxiety about the home buying
process. I really appreciate the details that are provided in the
Guide and all the bonus information.
Thank you for the wealth of information!"
Derek Mungo,
Assistant City Attorney, Norfolk,
VA |
Click here now
to download your copy
| 
